National money market rate
The FDIC national rate on money market deposit accounts under $100,000.
What moves it
Deposit competition and short-term market rates.
How it affects you
Compare it with a Treasury yield to see the gap between an average bank and a market rate.
Open the High-yield savings calculator
Source: FDIC National Rates via FRED. Figures on the rates page are loaded live. This guide does not predict the next move.