60-month CD rate
The FDIC national rate on 60-month certificates of deposit under $100,000.
What moves it
Longer-term rate expectations and deposit competition.
How it affects you
A longer CD can pay more and ties the money up longer.
Open the High-yield savings calculator
Source: FDIC National Rates via FRED. Figures on the rates page are loaded live. This guide does not predict the next move.