30-year mortgage rate
Freddie Mac’s weekly average for a 30-year fixed mortgage.
What moves it
Lender capacity, mortgage-backed securities, and longer-term Treasury yields.
How it affects you
It is the starting point for estimating a purchase or refinance payment. Your quote can differ.
Source: Freddie Mac PMMS via FRED. Figures on the rates page are loaded live. This guide does not predict the next move.