3-month Treasury yield
The market yield on a Treasury security maturing in about three months.
What moves it
Federal Reserve policy expectations and demand for short-term government debt.
How it affects you
It is a comparison point for savings accounts, not an APY a bank must pay.
Open the High-yield savings calculator
Source: U.S. Treasury via FRED. Figures on the rates page are loaded live. This guide does not predict the next move.